Digital Banker is a financial coordination platform and does not provide banking services. Banking, payment processing, and related services are provided through licensed third-party financial institutions and partners where applicable.
Digital Banker does not take custody of member funds. Members maintain control of their funds through their wallet. Digital Banker does not hold, lend, or commingle customer funds.
Global Dollars are a USD-referenced digital representation used within the platform and are designed to maintain a 1:1 relationship with the U.S. Dollar.
Digital Banker Rewards (DBR) are platform-based rewards and do not constitute interest, yield, or investment returns.
Real Estate Dollars (RED) are closed-loop platform credits and are not securities, investment products, or redeemable cash instruments.
