Self-banking is the modern alternative to traditional banking. Instead of depositing your money into a bank — where they put it to work and they keep the earnings — you keep control of your funds and use Digital Banker™ to run the same basic playbook banks have used for decades:
The difference is simple:
With Traditional Banking, it builds the bank's balance sheet.
With Digital Banker™, it builds yours.
Money hasn't been the problem.
The system has.
Self-banking is how you step out of that system.
This isn't about taking more risk — it's about removing the drag of letting a bank earn what you should be keeping. Use a simple comparison: ... see more ● Traditional savings account: ~1% annual yield ● Digital Banker™ assets: modeled growth of up to ~10% (for example, ~6.7% tied to long-term real-estate indices plus additional Rewards benefits in some cases) 10% isn't just "9% more. 10% is 10 times 1% — which means: ● 1% = your baseline ● 10% = 1,000% of the original (10×). So when we say "up to 1,000% better than savings," we're describing a 10× performance multiple compared to a 1% savings yield — not a gimmick, just math.
Banks have always understood two things: • The cost of capital (what they pay you) • The yield on capital (what they earn using your money). Example: • You: earn ~1% on deposits • Bank: deploys your deposits at 6–20%+ across loans and other instruments. They capture the spread. You get the crumbs. With Digital Banker™: • You take the place of the bank in this equation • Your incoming cash becomes the asset base • Your liquidity needs are handled by DB's internal mechanics • You stop donating the spread to someone else's balance sheet. Compounding doesn't change — who it benefits does.
This section is the anchor for anyone asking:
"Is this safe?"
"Is this legal?"
"Are these securities?"
"Where is my money actually held?"
Digital Banker™ assets — including REDs, ARCs, DBRs, and SoGlo-related units — are deliberately structured not to function as securities.
Why Custody, Not Insurance, Is the Core Protection
Aligned with:
• Securities principles
• Money transmission rules
• Tax clarity
• Data protection
Not "trust the magic" — everything has clear logic, purpose, and behavior.
You own the engine. Banks just rent you a seat.
Compare bank savings vs. DB-style growth
Compare bank savings vs. DB-style growth
"This is the gap between letting the bank earn the spread vs. keeping it yourself."
$12,480 difference over 10 years
The answers that matter. Direct. Complete. No hedging.
Reach out to our legal team for detailed documentation.
