FOR FAMILIES — Build Wealth, Security, and Independence Together

Digital Banker™ helps families build real wealth and long-term security — without changing their lifestyle.

From everyday expenses to retirement and major life events, Digital Banker™ gives families a clear, automated path to financial independence.

Empowerment

Inequality

Most families work hard but still struggle to get ahead.

Bills, emergencies, school costs, vacations, medical expenses — life doesn't pause, and neither should your money.

The problem is simple:

Traditional banks grow wealthy from your deposits.

Your family doesn't.

Equity

Digital Banker™ lets your household keep the financial advantages banks once reserved for themselves — safely, automatically, and with full control.

Your family becomes its own financial engine.

The result?

Predictable growth, financial cushion, and a retirement path that works for everyone.

Manage your family's finances the same way the elite manage generational wealth — easily, securely, and with zero complexity

01

Benefit 1: Build Wealth Automatically

1. Build Wealth Automatically

Every deposit from every family member is converted into appreciating, asset-backed value (REDs).
Your financial base strengthens every month — even while you spend normally.

02

Benefit 2: Stay Liquid

2. Stay Liquid for Life's Real Needs

Vacations, holidays, car repairs, medical emergencies, school expenses — ARCs allow families to access funds instantly without selling assets or losing momentum.

03

Benefit 3: Reduce Costs

3. Reduce Household Costs with DBRs.

Family accounts earn DBRs together, reducing costs across the entire household:
Lower fees.
Discounts on assets.
Contributions toward future financial goals.
Your everyday decisions turn into long-term benefits.

04

Benefit 4: Retirement

4. Be Ready for Retirement.

Digital Banker™ includes a guided long-term strategy where consistent use over 30 years can allow families to draw their average monthly income for the rest of their lives — sustainably, safely, and without depletion.
In other words:
Your future income can be built while living your life today.

05

Benefit 5: Homeownership

5. Reach Homeownership When You're Ready.

While not the primary focus, families also gain access to homeownership opportunities with as little as 2% down through Glonari Properties™ — accelerated by pooled DBRs.

Shared Vaults — Family Money, Organized and Optimized

Digital Banker™ introduces a modern way for families to manage money together:

Shared Family Vault Includes

Separate

Separate accounts, unified strategy.

Transparent

Transparent contribution tracking.

Pooled

Pooled DBR growth.

Permission

Permission-based access controls.

Private

Private individual wallets + shared goals.

One clear

One clear hub for long-term planning.

It gives families the structure they've always needed — without the friction they've always had.

The Family Financial Flow — Predictable, Stable, Powerful

1. Money In
What Happens
What happens: Each family member adds their income to DB.
Family Benefit
Benefit: No need for joint accounts or merging finances.
2. Buy Assets Automatically
What Happens
What happens: Deposits convert to REDs across the family.
Family Benefit
Benefit: The family's net worth grows each month.
3. Stay Liquid
What Happens
What happens: Global Dollars give access to funds for anything life brings.
Family Benefit
Benefit: Vacations, emergencies, repairs — all covered without setbacks.
4. Earn DBRs Together
What Happens
What happens: All family activity generates DBRs.
Family Benefit
Benefit: Lower costs + faster progress toward long-term security.
5. Retirement Prep
What Happens
What happens: The system builds a 30-year foundation for lifelong income.
Family Benefit
Benefit: Families create real financial independence.
6. Repeat
What Happens
What happens: Every month strengthens the household.
Family Benefit
Benefit: Stability becomes predictable.

Example

A family earning $7,500–$10,000/month:

Builds appreciating assets automatically

Stays liquid for all household needs

Pools DBRs to reduce expenses

Builds a stable retirement path

Creates predictable financial independence over time

They achieve all of this simply by managing money the way they already do. "Digital Banker™ helps families stop surviving money — and start mastering it."

Everyday Family Finance, Modernized

With Digital Banker™, your family can:

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Cover expenses without
losing financial momentum

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Prepare for retirement
without sacrificing today

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Create a safety net
without complexity

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Build wealth without
feeling wealthy